PAYMENTS THAT KNOW WHERE THEY BELONG
Grove Pay
Every transaction across every Lund Studio platform — routed, categorized, and landed in your Funance command center before you finish your coffee.
DIVINITY RULE APPLIED · FIBONACCI PRICING
THE FLOW
Every dollar finds its home
Other payment processors end at the transaction. Grove Pay begins there. Every payment is automatically tagged, routed to the correct entity, and surfaced in Funance — the multi-entity financial command center.
Lundr.ai subscription
→
Funance · LLC #1
SideRep operator fee
→
Funance · LLC #2
Grove CRM monthly
→
Funance · S-Corp
Meridian listing fee
→
Funance · LLC #3
Theme store purchase
→
Funance · Studio
Methodology license
→
Funance · Trust
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THE DIFFERENCE
What Stripe can't see
Stripe is brilliant infrastructure. Apple Pay is effortless for consumers. Clover is solid for retail. We respect every one of them. But none of them were built for founders running multiple entities across multiple platforms who need every transaction to land in the right bucket automatically.
Entity-Aware Routing
Every transaction is tagged with source platform, destination entity, and revenue category. A Lundr.ai subscription payment and a Meridian listing fee don't land in the same bucket — they route to different LLCs, different bank accounts, different line items. Automatically.
Funance Direct Pipeline
Every Grove Pay transaction feeds directly into your Funance command center in real time. No CSV exports. No manual reconciliation. No "sync every 24 hours." The moment a customer pays, Funance knows — which entity, which revenue stream, which tax category.
Platform-Native Integration
Built for the Lund Studio ecosystem from day one: Lundr.ai, SideRep, Grove CRM, Meridian, Seed Money, Shopify themes, operator payments, licensing fees, book sales, methodology licensing. One payment layer for the entire grove.
Fibonacci Fee Structure
Processing fees follow golden ratio proportions. The more you process, the lower your effective rate — but the tiers aren't arbitrary. They follow Fibonacci thresholds: $0, $1K, $2K, $3K, $5K, $8K, $13K, $21K monthly volume. You always know where you are.
Multi-Entity Tax Intelligence
Grove Pay understands entity structure. Revenue flowing to an LLC is treated differently than revenue flowing to an S-Corp or a Trust. Sales tax, income allocation, and 1099 reporting are handled at the entity level — not dumped into one pile for your accountant to sort.
Instant Operator Splits
When a SideRep operator processes a transaction, Grove Pay automatically calculates and splits the revenue: operator's share to their account, Lund Studio's share to the designated entity, royalty to the Trust — all in real time, all documented, all in Funance.
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WHY GROVE PAY
Great tools. Different vision.
| FEATURE | STRIPE | APPLE PAY | SHOPIFY | GROVE PAY |
|---|---|---|---|---|
| Payment processing | ✓ | ✓ | ✓ | ✓ |
| Multi-entity routing | — | — | — | ✓ |
| Auto entity tagging | — | — | — | ✓ |
| Funance integration | — | — | — | ✓ |
| Operator revenue splits | — | — | — | ✓ |
| Multi-entity tax routing | — | — | — | ✓ |
| Fibonacci pricing tiers | — | — | — | ✓ |
| Cross-platform analytics | partial | — | partial | ✓ |
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FIBONACCI PRICING
Pay in proportion
SEED
2.9%
+ 30¢ / TRANSACTION
✓ Up to $1K/mo volume
✓ 1 entity
✓ Funance dashboard
✓ Basic reporting
✓ 1 entity
✓ Funance dashboard
✓ Basic reporting
SPROUT
2.5%
+ 25¢ / TRANSACTION
✓ Up to $8K/mo volume
✓ 3 entities
✓ Funance command center
✓ Auto entity routing
✓ Operator splits
✓ Tax intelligence
✓ 3 entities
✓ Funance command center
✓ Auto entity routing
✓ Operator splits
✓ Tax intelligence
GROVE
1.8%
+ 15¢ / TRANSACTION
✓ Unlimited volume
✓ Unlimited entities
✓ Full Funance suite
✓ Priority routing
✓ Custom integrations
✓ Dedicated support
✓ API access
✓ Unlimited entities
✓ Full Funance suite
✓ Priority routing
✓ Custom integrations
✓ Dedicated support
✓ API access
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NATIVE INTEGRATIONS
One layer for the entire grove
Every Lund Studio platform. Every operator. Every revenue stream. One payment layer that feeds one command center.
Funance
Lundr.ai
SideRep
Grove CRM
Meridian
Seed Money
Shopify Themes
Operator Network
Methodology Licensing
David & Goliath Books
Grove Homes
DrinkSolv
Teaching License
Venture Scale